More than a paycheck

As part of the Carter Machinery team, you get much more than a paycheck. You get a comprehensive compensation and benefits package designed to provide you and your family with peace of mind.

Health Benefits

Health Insurance

We offer comprehensive medical insurance, including a high-deductible HSA plan.

Prescription Drug Plan

Employees receive prescription drug benefits if enrolled in a health insurance plan.

Life Insurance

Free group life insurance for all eligible employees*

  • Natural Death = 1 times earnings
  • Accidental Death = 2 times earnings
  • Additional life insurance may be purchased on employee, spouse and dependent children.


Free short and long-term disability coverage is provided to all full-time employees*. Employees off work due to an extended illness or accident may receive up to two-thirds of their wages.

Dental Insurance

Employees are able to enroll in a dental plan for them and their family*.


Vision benefits are available for employees and their families.

Flexible Spending and Dependent Care

Carter offers both a Flexible Spending and Dependent Care Spending Program.

Supplemental Insurance

Carter offers voluntary benefit plans including Accident Insurance, Critical Illness Insurance, and Hospital Indemnity Insurance.

Financial Benefits

Retirement & Savings

Carter offers an outstanding retirement plan available to all employees beginning on their hire date with the company.

Year-end Contribution

In addition to the 401(k) matching contribution, the company may make a year-end contribution to eligible employees based on business conditions. This contribution is optional by the company. Employees must work 1,000 hours during the plan year and be employed on the last day of the plan year in order to receive the Company Match and Discretionary Company Retirement Contribution. An employee is 100% vested in the Company’s contributions after 3 years of service with 1,000 hours each plan year.


Carter Machinery will match a percentage of your combined 401(k) pre-tax and Roth contribution up to 6% of your total compensation not to exceed IRS limits. The percentage of Carter Machinery’s match of your contribution depends upon your years of service with the company:

  • 9 or Less Years of Service = $0.75 Match
  • 10 – 14 Years of Service = $1.00 Match
  • 15 or More Years of Service = $1.25 Match
A variety of funds are available to suit your personal investment strategy. They are valued daily and employees may change their investment choices as often as they wish, either via phone or internet.

Time Off & Holidays


  • Prorated during hire year
  • 1–5 years: 2 weeks 
  • 6–10 years: 3 weeks 
  • 11–25 years: 4 weeks 
  • Over 25 years: 5 weeks 

Paid Holidays

  • New Year’s Day
  • Memorial Day
  • July 4th
  • Labor Day
  • Thanksgiving Day
  • Thanksgiving Friday
  • Christmas Eve (eligibility depends on how this holiday falls within your shift)
  • Christmas Day

Additional Benefits

Personal Time

Employees earn paid sick/personal time annually.

Bereavement Leave

For the death of an immediate family member, employees are eligible for time off with bereavement pay.

Jury Duty Pay

Employees are compensated by Carter for the time required for jury service.

Credit Union Membership

Carter Machinery employees are eligible for membership in the Citizens Equity First Credit Union (CEFCU).

Uniform Rental, Tool, Shoe and Safety Glasses

Carter pays the cost of uniform rental for those parts and service personnel who wear uniforms. Annual allowances are also offered for safety shoes and tools. For those technicians needing new tools, interest-free tool loans are available.

Direct Deposit

Employees enjoy the convenience of direct deposit into their checking and/or savings accounts.